Journal of Economic Structures

The Official Journal of the Pan-Pacific Association of Input-Output Studies (PAPAIOS)

Table 3 Results of seemingly unrelated regression (SUR) for credit-constrained farmers

From: Determinants of credit constraints and its impact on the adoption of climate change adaptation strategies among rice farmers in South-West Nigeria

	Risk-constrained		Quantity-constrained		Price-constrained
	Coef.	Std. Err.	Coef.	Std. Err.	Coef.	Std. Err.
Distance to credit source	0.007^a	0.002	− 0.003	0.002	-0.002	0.002
Annual interest rate	0.323^a	0.052	0.070	0.053	0.009	0.039
Sources of credit	− 0.370^b	0.179	− 0.364^b	0.181	− 0.150	0.136
Amount received	0.004^a	0.001	0.000	0.000	0.000	0.000
Access to extension	0.029	0.039	0.744^a	0.039	− 0.005	0.029
Access to information	0.088^c	0.051	− 0.059	0.051	0.018	0.038
Access to improved variety	0.398^b	0.184	0.354^b	0.186	0.965^a	0.139
Age	0.007^a	0.002	0.002	0.003	0.006^a	0.002
Gender	0.028	0.037	− 0.034	0.038	− 0.030	0.028
Marital status	0.004	0.060	0.000	0.061	− 0.025	0.046
Household size	0.017	0.015	0.021	0.015	0.005	0.011
Location_Ekiti	0.003	0.041	0.023	0.042	0.056^b	0.031
Location_Osun	− 0.051	0.041	− 0.139^a	0.041	0.000	0.031
Constant	− 0.369	0.142	0.015	0.143	− 0.251	0.107
R²	0.5294		0.5151		0.7085
Prob	0.000^a		0.000^a		0.000^a
Breusch–Pagan test: Chi²(3) = 1047.65 > 0.000^a

^{a, b,c} represent significance level at 1%, 5% and 10%, respectively; Location_Ondo was used as the base category

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