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The Official Journal of the Pan-Pacific Association of Input-Output Studies (PAPAIOS)

Table 7 Regression result for CR4 and profitability relationship for each BUKU.

From: Competition and bank profitability

Dependent var:

BUKU 1

BUKU 2

BUKU 3

BUKU 4

ROA

Coef

P value

Coef

P value

Coef

P value

Coef

P value

Independent variable

CI

− 0.108

0.000

− 0.032

0.073

− 0.045

0.000

− 0.013416

0.078

NPL

− 0.047

0.013

− 0.074

0.000

− 0.106

0.000

− 0.0755782

0.348

HHIownership

− 3.63E−05

0.175

− 2.10E−05

0.635

− 7.90E−05

0.006

− 2.20E−04

0.002

Eqta

0.989

0.268

4.870

0.161

7.878

0.002

1.208707

0.838

DBClass

− 0.176

0.124

− 0.821

0.0000

− 0.443

0.000

0.3588605

0.257

Constant

107.176

0.000

50.006

0.34

87.534

0.020

24.28634

0.426

CR4

− 401.440

0.000

− 194.200

0.368

− 342.180

0.028

− 83.79603

0.527

CR42

418.481

0.000

207.148

0.357

358.257

0.027

91.17098

0.529

R Sq

0.754

 

0.423

 

0.532

 

0.5297

 

Number of observations

580

 

312

 

286

 

56

 

Number of samples

43

 

25

 

22

 

4

 
  1. BUKU is bank classification based on Indonesia Financial Services Authority regulation. BUKU 1 is the smallest bank group that has limited bank business activities, and BUKU 4 is the biggest bank group that has full banking business license