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The Official Journal of the Pan-Pacific Association of Input-Output Studies (PAPAIOS)

Table 7 Two-stage procedure: adoption of digital financial inclusion technologies and distance to towers (stage one: adoption of digital devices), without control variables

From: The impact of network coverage on adoption of Fintech and financial inclusion in sub-Saharan Africa

Variables

GSM

UMTS

LTE

Account

Phone

Account

Phone

Account

Phone

GSM

− 0.395*** (0.0125)

− 0.386*** (0.0115)

    

UMTS

  

− 0.352*** (0.0111)

− 0.341*** (0.0103)

  

LTE

    

− 0.112*** (0.0316)

− 0.174*** (0.00643)

Constant

0.281*** (0.0318)

0.949*** (0.0175)

0.282*** (0.0316)

0.939*** (0.0174)

0.655*** (0.128)

1.140*** (0.0260)

Observations

12,650

12,650

12,650

12,650

12,650

12,650

  1. Standard errors in parentheses
  2. ***p<0.01, **p<0.05, *p<0.1